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	<title>Personal Money Management &#187; budgeting</title>
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	<description>Managing Your Personal Finance Just Got Easier!</description>
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		<title>Avoid Spending Pitfalls!</title>
		<link>http://www.finance-wise.info/56/avoid-spending-pitfalls/</link>
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		<pubDate>Tue, 19 Jan 2010 12:33:42 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[spending pitfalls]]></category>

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		<description><![CDATA[With all the advantages that are evident from personal budgeting, it is no wonder that more and more people are relying on them to reduce debts and increase their savings. However, all ‘budgeters’ need to be careful to avoid some common pitfalls that appear often.
Credit cards may seem like small pieces of plastic, however they [...]]]></description>
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		<title>Create and Maintain a Budget</title>
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		<pubDate>Tue, 19 Jan 2010 12:31:14 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[balancing budgets]]></category>
		<category><![CDATA[budgeting]]></category>
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		<description><![CDATA[The first step to avoiding the troubles of financial debt is to create and maintain a budget. It’s not as intimidating as it sounds, don’t worry.
First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all sources including alimony, child support, side jobs, [...]]]></description>
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