Does Smart Financial Management Equals Frugality?

Does Smart Financial Management Equals Frugality?

When magazines and TV shows get on a subject, there's no getting them off it. Shouldn't pieces done in these media on personal budgeting give it a rest telling people to lay off the Starbucks lattes every morning because it makes no financial sense today to lay out five dollars every day for this lu

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Credit Card Perks

It's a nice problem to have - Americans are cursed with choice in all kinds of ways. When it comes to credit cards for instance, there are literally thousands of choices that anyone would need to sort through to find a product for their needs. And it isn't just the consumer who has a hard time eithe

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Where to Invest Money Today

If ever there was a New Year's resolution you would want for next year, it would have to be to do what it takes to not be staring at a devalued portfolio, as you did in 2009. So let's look at a few ideas on where you should probably see your investments headed this year, considering how 2010 seems b

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How To Reduce Credit Card Debt

Credit cards can be a great thing. They offer you the way to buy something with an installed repayment plan. However, they are not as simple as they seem. For some people, a good interest rate is part of the package because they have great credit. For others, however, the interest rate is not what i

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Planning your Retirement Strategy with More Cunning

Planning your Retirement Strategy with More Cunning

When you have been working for years and can remember dreaming about the freedom to spend Monday mornings sunning yourself out front in your bathrobe, the chance to pick up your Social Security about ten minutes after you become eligible can be hard to resist. People figure that it is a pretty sharp

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Consumer Debt Relief Programs

Consumer Debt Relief Programs

I was laid off from my job almost two years ago, and didn't have much luck finding anything else in my field until recently. Before this, I had to take on low-paying retail work just to have some cash flowing in, but those paychecks were never enough to cover all my bills even though I scaled back o

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