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	<title>Personal Money Management &#187; Financial Tips, Tools &amp; Views</title>
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	<description>Managing Your Personal Finance Just Got Easier!</description>
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		<title>Save Money on Electric Bill Demands — Switch to the Cheap Hours</title>
		<link>http://www.finance-wise.info/212/save-money-on-electric-bill-demands-%e2%80%94-switch-to-the-cheap-hours/</link>
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		<pubDate>Sat, 01 Oct 2011 11:12:03 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[save electric bill]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[save on electricity]]></category>

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		<description><![CDATA[<p>Electricity doesn&#8217;t cost the same no matter what time of the day use it. Depending on your utility provider, electricity prices can go up and down depending on how much demand there is at any given time. If it&#8217;s hot muggy weather the way it&#8217;s been this summer, and if everyone&#8217;s using their air conditioner, [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>Easy Steps Learning how to Save Money at the Grocery Store</title>
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		<comments>http://www.finance-wise.info/217/easy-steps-learning-how-to-save-money-at-the-grocery-store/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 09:27:40 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[grocery savings]]></category>
		<category><![CDATA[save money]]></category>

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		<description><![CDATA[<p>For most families, groceries are a biggie when it comes to the family budget. The average family according to the Bureau of Labor Statistics, spends about an eighth of the family income on food. And as the prices of wheat, corn and other staples rise, you can only expect that by this time next year, [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>Is Solar an Answer if you’re trying to Figure out how to Save Money on Electric Bill Demands?</title>
		<link>http://www.finance-wise.info/223/is-solar-an-answer-if-you%e2%80%99re-trying-to-figure-out-how-to-save-money-on-electric-bill-demands/</link>
		<comments>http://www.finance-wise.info/223/is-solar-an-answer-if-you%e2%80%99re-trying-to-figure-out-how-to-save-money-on-electric-bill-demands/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 10:36:19 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[electricity savings]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[solar energy]]></category>

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		<description><![CDATA[<p>If you caught the opening scenes on The Social Network, you probably know that people can get rich studying how cold or warm the weather will get the following year and then speculating on energy. Well, the weather last winter certainly was unseasonably cold; and summer this year has been unseasonably warm. You can bet [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>Does Smart Financial Management Equals Frugality?</title>
		<link>http://www.finance-wise.info/193/does-smart-financial-management-equals-frugality/</link>
		<comments>http://www.finance-wise.info/193/does-smart-financial-management-equals-frugality/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 17:56:18 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[TV]]></category>

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		<description><![CDATA[<p>When magazines and TV shows get on a subject, there&#8217;s no getting them off it. Shouldn&#8217;t pieces done in these media on personal budgeting give it a rest telling people to lay off the Starbucks lattes every morning because it makes no financial sense today to lay out five dollars every day for this luxury? [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>How To Reduce Credit Card Debt</title>
		<link>http://www.finance-wise.info/160/how-to-reduce-credit-card-debt/</link>
		<comments>http://www.finance-wise.info/160/how-to-reduce-credit-card-debt/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 20:59:07 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[reduce debt]]></category>

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		<description><![CDATA[<p>Credit cards can be a great thing. They offer you the way to buy something with an installed repayment plan. However, they are not as simple as they seem. For some people, a good interest rate is part of the package because they have great credit. For others, however, the interest rate is not what [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>Personal Finance Software Comes of Age, and Goes Free</title>
		<link>http://www.finance-wise.info/162/personal-finance-software-comes-of-age-and-goes-free/</link>
		<comments>http://www.finance-wise.info/162/personal-finance-software-comes-of-age-and-goes-free/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 14:03:56 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[finance software]]></category>
		<category><![CDATA[free tools]]></category>

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		<description><![CDATA[<p>When personal computers came on the market in the 70&#8242;s as something you could use at home for the family, personal finance software was one of the most important things the marketing people thought the general population could use it for. Over the years, tools like Quicken and Microsoft Money have come to be a [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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		<title>Cash Advance Loans &#8211; Being Wise</title>
		<link>http://www.finance-wise.info/125/cash-advance-loans-being-wise/</link>
		<comments>http://www.finance-wise.info/125/cash-advance-loans-being-wise/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 21:57:18 +0000</pubDate>
		<dc:creator>Simone Travis</dc:creator>
				<category><![CDATA[Financial Tips, Tools & Views]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[cash loans]]></category>

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		<description><![CDATA[<p>Applying for a cash advance loan is best done when you are short of cash to meet a financial obligation and you have no other options to get the money. It is important, however, to assess your ability to repay the loan in the time period laid out by the cash advance company. Make the [...]</p><p><a href="http://www.finance-wise.info">Personal Money Management - Managing Your Personal Finance Just Got Easier!</a></p>]]></description>
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